Choices

Let’s start with my blog title. Thank you Shakespeare for the play on words. At least it isn’t “Oh Money, Money. Wherefore art thou Money?” ;). My title comes down to the fact that having debt is a choice, even though at times it might not seem like a choice. Every time I buy a book, go the ballet, buy a new piece of clothing, go out to eat, I am making a choice. It might seem magical how those shoes and that purse just appeared in my wardrobe. The trips may be fun, the accessories beautiful, but at the end of the day, these are all choices I am making. Another way to look at it, I am choosing to value my present more than my future. For my now is coming at the expense of my future and its taken me a few years to realize that my future is worth much more than that.
Saying this a just a spending issue is like an alcoholic saying its just a drinking issue. I am ready, willing, and eager to look at all areas of my life and making changes for the better.

My writing this blog and being part of the MP Dunaley’s Women In Red Racers will do one thing that I have yet to do in regards to my spending and saving: make me accountable.

Please share your stories, struggles, and advice. Together we can live a debt-free and wealthy life.