Things are going good.

I got a lovely phone call sunday morning, from my mother, to talk about how my budget is going. It was not the usually angry phone call, more out of concern than anything. This time, I was happy to report that things have been going well.

My cell phone is getting a bit out of control lately. I am on prepaid, and for the past 4 months, spending $30/mon has worked out in my favour. Last month, after the road trip, I ran out of credit on the 23rd, so I topped it up to $30, this month I ran out of credit on the 13th, it came a lot quicker, so this time I topped it up to $50. I am hoping the $50 will get me into the end of November, and my cell phone spending will get back on track. Since most of my friends leave during the end of November to go travelling, that should be a pretty cheap cell phone month.

Some good news, my goals this month to spend no money on alcohol and cabs. I did not make it, but I did make it 2 weeks. I drank only one night, Saturday night, and overall this weekend was pretty cheap. Also, I got the bank card for the bank account that I opened up at a different bank. I am putting my spending and grocery money in there and keeping it separate from everything else. Because this country allows you to electronically transfer between different banks, I have just set up electronically a transfer, so I do not have to worry about it. Now the money I send back home is completely separate from my spending money, yeah!!!!!! This should releive the stress of worrying if the cheque I sent home will clear. I also opened up an ING direct account for my travel money and I am putting the extra $28 a paycheque that I did not budget for, into a separate account so I can save that for my emergency fund. For the first time in a long time, I am feeling on top of my financials.

And, I got my GST cheque last week and I put that straight on to my cards! I feel like things are going good!